Provincial Government Schemes in Pakistan 2026: KPK, Sindh, Balochistan, GB & AJK

Beyond federal programs, each province and region runs its own targeted welfare schemes — health insurance, farmer support, youth loans, housing and transport. Here is the complete province-wise list of active provincial government schemes pakistan 2026. (Looking for Punjab specifically? See our Punjab government schemes 2026 guide.)

Provincial Government Schemes Pakistan 2026: Khyber Pakhtunkhwa (KPK)

• Sehat Card Plus: Universal health insurance offering up to Rs. 1 million per family per year in free hospital treatment. Check coverage by SMSing your CNIC number to 9780.
• Insaf Rozgar Scheme: Interest-free and low-markup microloans for youth and technical graduates starting small businesses, with special quotas for the Newly Merged Districts (formerly FATA).
• KPK Kisan Card: Digital wallets giving small farmers direct subsidies on seeds, fertilizers and solar tube-well conversions.
• E-Rozgar & Digital Skills Program: Free IT and freelancing training to help youth earn from international remote work.

Sindh

• Pink Scooty Scheme: Subsidized scooters for working women and female students via the Sindh Mass Transit Authority, improving safe independent mobility.
• Sindh Peoples Housing Program: Large-scale construction of permanent, climate-resilient houses for flood-displaced rural families.
• Benazir Hari Card: Targeted subsidies and crop insurance support for small registered farmers.
• Peoples Bus Service: Subsidized air-conditioned bus routes across Karachi, Hyderabad, Larkana and other cities.

Balochistan

• Balochistan Special Development Initiative (BSDI): Infrastructure program funding schools, facility upgrades and municipal services in remote districts including Turbat and Gwadar.
• Green Tractor Scheme: Grants and price subsidies on agricultural machinery for dry-land farmers.
• Awami Endowment Fund: Covers the full cost of expensive treatments — liver transplants, oncology and other specialized care — for poor patients at approved hospitals.
• Youth Business Loans: Micro-grants for self-employment in fishing, livestock and local transport.

Gilgit-Baltistan & Azad Jammu and Kashmir

• Sehat Sahulat Programme (regional): Up to Rs. 720,000 per family per year in free treatment at empanelled hospitals with a valid regional CNIC.
• Daanish Schools: Highly subsidized, modern boarding schools bringing quality education to underprivileged children.
• GB Solar & Clean Energy Initiatives: Micro-grids and household solar systems tackling winter power shortages.
• AJK Skill Development Schemes: Vocational training and business toolkits for youth, including communities near the Line of Control.

How to apply

Each province announces application windows separately — watch the respective provincial government portals and the program helplines. Keep your CNIC and mobile number registered, and never pay middlemen for “guaranteed” enrollment.

Read more in our Pakistan News section.