40000 Prize Bond Draw 2026: Results, Schedule and Winners
The prize bond 40000 is the highest-value denomination in Pakistan’s prize bond scheme, issued as a registered premium bond linked to the holder’s CNIC and bank account. Every quarter, investors check the prize bond 40000 draw result for a shot at the Rs. 80 million first prize (updated 15 October 2026).
Unlike ordinary bearer bonds, the 40000 premium prize bond is registered: it cannot be held anonymously, prizes are credited automatically to the registered bank account, and the bond also earns biannual profit at rates set by the Government of Pakistan.
Prize Bond 40000 Draw Schedule 2026
The prize bond 40000 schedule follows a quarterly pattern, with four premium draws held in 2026. The confirmed draw dates, draw numbers and cities are:
Draw No. 36 — 10 March 2026 — Rawalpindi
Draw No. 37 — 10 June 2026 — Muzaffarabad
Draw No. 38 — 10 September 2026 — Sialkot
Draw No. 39 — 10 December 2026 — Lahore
The next prize bond 40000 draw is Draw No. 39, scheduled for 10 December 2026 in Lahore. Because these are registered bonds, winners do not need to submit claim forms — prize money is transferred automatically to the bank account registered at the time of purchase.
Rs. 40,000 Premium Bond Prize Structure
Each prize bond 40000 draw offers a first prize of Rs. 80 million, a second prize of Rs. 30 million and third prizes of Rs. 500,000 each. These are the largest prizes in the entire National Savings prize bond scheme, which is why the denomination is popular with high-net-worth investors despite the documentation requirements.
In addition to draw prizes, premium bondholders earn profit every six months on their investment, calculated from the bond’s issue date or the last profit payment date, at rates announced by the government.
Registered Premium Bonds: How They Differ
The prize bond 40000 premium bond works differently from bearer bonds like the Rs. 750 and Rs. 1,500 denominations. It is issued only against the buyer’s CNIC, attached to a bank account, and sold through the SBP Banking Services Corporation’s field offices and authorised commercial bank branches.
To be eligible for a quarterly draw, investors must hold the bond for the required qualifying period before the draw date. This registration model was introduced when the old Rs. 40,000 bearer bonds were withdrawn, as part of the government’s documentation of high-value financial instruments.
Who Should Consider the Premium Bond
This denomination suits investors who can document large sums and prefer the safety of a government-backed instrument with automatic prize payment. Because winnings are credited directly to the registered account, there is no risk of losing a physical bond before a claim is filed — a meaningful advantage at this value level.
It is less suitable for anyone unwilling to link their CNIC to the investment, since anonymity — the old appeal of bearer bonds — no longer applies to this tier. Small savers are generally better served by the bearer denominations such as Rs. 750 and Rs. 1,500, which need no registration at all.
Tax on 40000 Prize Bond Winnings
Prize money on the prize bond 40000 is subject to withholding tax deducted at source — 15% for tax filers and 30% for non-filers. On an Rs. 80 million first prize, the tax deduction is substantial, so winners should consult a tax adviser about the net amount and any further filing obligations.
For the full calendar covering every denomination, see our complete prize bond draw schedule and the prize bonds hub.
Frequently Asked Questions
When is the next 40000 prize bond draw?
Draw No. 39 is scheduled for 10 December 2026 in Lahore.
What is the first prize for the prize bond 40000?
The first prize is Rs. 80 million, with a second prize of Rs. 30 million and third prizes of Rs. 500,000 each, as announced for the 2026 draws. See Pakhtun Digital’s March 2026 draw coverage for context on premium bond draws.
How are premium bond prizes paid?
Winners do not submit claim forms — prize money is automatically transferred to the bank account registered at purchase.
Do 40000 premium bonds earn profit?
Yes. Holders earn biannual profit at government-announced rates, in addition to draw eligibility.
Where can I buy a prize bond 40000?
Through SBP Banking Services Corporation offices and authorised commercial bank branches, against your CNIC. General schedule details are also listed at DonPK’s 2026 schedule.
Frequently Asked Questions About Prize Bond 40000
Searching for the prize bond 40000 is one of the most common reasons Pakistanis visit prize bond pages. Whether you bought your bond years ago or picked one up recently, the prize bond 40000 draw schedule 2026 tells you exactly when the next draw takes place, and the prize bond 40000 result list check online lets you verify your bond number without visiting an office. Prize bonds remain one of the most trusted small-savings instruments in Pakistan because the principal amount is always safe and every draw gives thousands of bondholders a chance to win.
How to Check the Prize Bond 40000 Result
The quickest way to use the prize bond 40000 result list check online is to enter your full bond number on an official result portal or check the published prize list after the draw. Always match every digit carefully, because a single wrong digit means a missed prize. Winners are announced in three prize categories — first, second and third — and the complete list of winning numbers is published on the day of the draw.
Understanding the Prize Bond 40000 Draw Schedule 2026
The prize bond 40000 draw schedule 2026 is released by National Savings at the start of each year and covers all four quarterly draws. The prize bond 40000 draw date and city is announced along with the schedule, so bondholders know in advance which city will host the proceedings. Draws are held publicly and the results are considered final once published.
How To Claim Prize Bond 40000 Prize Money
Knowing how to claim prize bond 40000 prize money matters because prizes must be claimed within a fixed time limit. To claim, the original bond, your CNIC and a completed claim form are submitted at designated National Savings centres or authorised branches of scheduled banks. Tax is deducted at source on prize money as per prevailing rules, so the net amount you receive will be slightly lower than the advertised prize.
Tips for Prize Bond Holders
- Keep your bonds in a safe place and note the numbers in a separate diary or phone note.
- Check results the same day using the prize bond 40000 result list check online so you never miss the claim window.
- Be careful with damaged bonds — get them replaced through National Savings before a draw.
- Never buy bonds from unauthorised dealers at a discount; counterfeit bonds are worthless.
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