Prize Bond 40000 Result 2026: Draw Dates, Schedule and Winners
The prize bond 40000 is Pakistan’s highest-value premium registered prize bond, carrying the country’s largest prize bond jackpot — a first prize of Rs 8 crore. Issued by the Central Directorate of National Savings (CDNS), it is registered in the buyer’s name, pays biannual profit and enters quarterly prize draws. As of 15 October 2026, the next prize bond 40000 draw — Draw No. 39 — is scheduled for 10 December 2026 in Lahore.
Premium bonds were introduced to bring documentation and transparency to high-value holdings. This guide covers the complete 40000 prize bond result 2026 calendar, draw cities, the Rs 8 crore prize structure, profit payments and how winners receive their money.
Prize Bond 40000 Result 2026: Draw Schedule and Cities
In 2026, the prize bond 40000 follows the premium quarterly calendar, with all draws held on the 10th of March, June, September and December:
- Draw No. 36 — 10 March 2026 (Tuesday), Rawalpindi
- Draw No. 37 — 10 June 2026 (Wednesday), Muzaffarabad
- Draw No. 38 — 10 September 2026 (Thursday), Sialkot
- Draw No. 39 — 10 December 2026 (Thursday), Lahore
Because the prize bond 40000 is registered in the holder’s name, lost or stolen bonds can be traced and winnings are credited directly to the registered bank account. Every draw is conducted publicly under National Savings supervision, and the complete winning-number list is published the same day.
For the full picture across denominations, read our guide on prize bonds in Pakistan, and for this denomination’s schedule see Prize Bond 40000 Draw 2026.
Prize Amounts and Number of Winners
Each quarterly draw pays out three prize positions, with 664 winning numbers in total:
| Prize | Amount | Winners |
|---|---|---|
| 1st Prize | Rs 80,000,000 | 1 |
| 2nd Prize | Rs 30,000,000 | 3 |
| 3rd Prize | Rs 500,000 | 660 |
The amounts above are gross figures before withholding tax. The Rs 8 crore first prize is the single largest prize in Pakistan’s prize bond scheme — larger than the combined top prizes of all ordinary denominations. Premium bondholders also earn profit every six months at government-announced rates, calculated from the bond’s issue date or last profit payment date.
Registered Bonds: Automatic Prize Payment
Unlike bearer bonds, premium bonds require no claim paperwork. When a registered bond wins, National Savings transfers the prize money automatically to the bank account given at purchase, after deducting withholding tax. Bonds must be held for the required minimum period before a draw to qualify for that draw.
Purchase and encashment happen at National Savings Centres, SBP Banking Services Corporation offices and authorised commercial bank branches, with CNIC verification and bank account registration. The old bearer bonds of Rs 25,000 and Rs 40,000 have been withdrawn and should not be confused with the current premium registered scheme.
How to Check the Result Online
To check a prize bond 40000 result, visit the official National Savings website at savings.gov.pk, where winning-number lists are published after each draw. Since winnings are credited automatically to registered accounts, most winners are notified through their bank — but verifying against the official list remains good practice.
Independent portals such as Saving.com.pk publish the official premium prize tables, while Kashmir English covered the official announcement of the September 2026 premium draws.
Tax on Winnings
Winnings on the prize bond 40000 are subject to withholding tax: 15% for active tax filers and 30% for non-filers. On the Rs 8 crore first prize, a filer keeps approximately Rs 6.8 crore while a non-filer keeps Rs 5.6 crore — a Rs 1.2 crore difference that makes tax-filer status enormously valuable at this level.
Frequently Asked Questions
When is the next Rs 40,000 draw in 2026?
Draw No. 39 will be held on 10 December 2026 in Lahore.
What is the first prize of the Rs 40,000 premium bond?
The first prize is Rs 8 crore (Rs 80,000,000), awarded to one winning bond number per quarterly draw.
Do premium bonds pay profit as well as prizes?
Yes. Premium bondholders earn profit every six months at government-announced rates, in addition to the quarterly prize draws.
How do winners receive their prize money?
Winnings are automatically transferred to the bank account registered at purchase — no claim forms are needed.
Where can I buy Rs 40,000 premium bonds?
At National Savings Centres, SBP Banking Services Corporation offices and authorised commercial bank branches, with CNIC verification and bank account registration.
Frequently Asked Questions: Prize Bond 40000 Result
The prize bond 40000 denomination carries Pakistan’s biggest prize-bond jackpots. This FAQ covers prize bond 40000 result check online, the 40000 prize bond draw schedule 2026, the prize bond 40000 first prize, and the prize bond result list 2026.
Prize Bond 40000 Result Check Online
Prize bond 40000 result check online via the National Savings website lets you search your bond number against the draw — the fastest verification method. Results publish the evening of the draw; the full prize bond result list 2026 PDF is downloadable for record-keeping. Keep your physical bonds safe — online confirmation means nothing without the original bond certificate when claiming.
40000 Prize Bond Draw Schedule 2026
The 40000 prize bond draw schedule 2026 sets four quarterly draws in designated cities, announced by the National Savings at year-start. Mark the dates: missing a draw check means potentially missing a win — prizes go unclaimed more often than people think. Each prize bond 40000 draw’s city rotates, but the schedule is fixed well in advance.
Prize Bond 40000 First Prize and Claiming
The prize bond 40000 first prize is a life-changing jackpot, with second and third prizes also substantial. Claim winnings at designated National Savings centres or banks within the claim period — bring the original bond, CNIC and completed claim forms. Tax is deducted at source on prizes above the threshold. And a sober note: prize bonds are savings with a lottery thrill, not an investment strategy — the expected return is the face value, whatever the prize bond result list 2026 excitement suggests.
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