Federal Government Programs in Pakistan 2026: BISP, Bait-ul-Mal & More

The Federal Government of Pakistan runs nationwide welfare, poverty alleviation and financial relief initiatives through central ministries and statutory bodies. Here are the primary active federal government programs pakistan 2026, who they serve, and how to apply.

Federal Government Programs Pakistan 2026: Benazir Income Support Programme (BISP)

Pakistan’s largest cash transfer network, targeting low-income families verified through the National Socio-Economic Registry (NSER) via the 8171 portal.

• Benazir Kafaalat: Quarterly cash assistance of Rs. 14,500 paid directly to eligible women.
• Benazir Nashonuma: Nutrition support and quarterly stipends for pregnant and lactating mothers and children under two, to prevent stunting.
• Taleemi Wazaif: Quarterly education stipends for children of BISP families from primary to higher secondary level, encouraging school retention.

Pakistan Bait-ul-Mal (PBM)

Under the Ministry of Poverty Alleviation and Social Safety:

• Individual Financial Assistance (IFA): Medical funding of up to Rs. 1 million for major illnesses such as cancer, cardiac disease and thalassemia.
• Women Empowerment Centres: Free vocational training (tailoring, computing, digital skills) for low-income girls, widows and orphans, with a daily stipend.
• Sweet Homes & Shelter Homes: Residential care and education for orphan children and shelter for the homeless.

Prime Minister’s Fuel Relief & Targeted Subsidies

Targeted fuel subsidies cushioning low-income workers — motorcycle riders, rickshaw drivers and small commercial vehicle owners — against energy price hikes, reaching millions of households.

National Poverty Graduation Initiative & PPAF

Interest-free microloans across 100+ districts through the Pakistan Poverty Alleviation Fund, helping poor families start sustainable small businesses.

Federal Employees Welfare & Social Insurance

• FEB & GIF: Benevolent and group insurance funds covering over 640,000 federal employees — education stipends, marriage and funeral grants, invalidity benefits.
• Workers Welfare Fund (WWF): Marriage grants, talent scholarships and education funding for industrial workers’ children.

How to apply

Check eligibility on the 8171 portal for BISP, the PBM website for medical and training assistance, and the PPAF partner organizations for interest-free loans. Keep your CNIC and registered mobile number handy, and apply only through official channels. For province-specific programs, also see our provincial government schemes guide.

Read more in our Pakistan News section.