Sehat Card Punjab 2026: Eligibility, Hospitals List and How to Use It
Sehat Card Punjab 2026: Eligibility, Hospitals List and How to Use It
The Sehat Card Punjab — officially the Punjab Health Insurance Program run by the Punjab Health Initiative Management Company (PHIMC) — is the province’s free health insurance scheme for 2026. Under the scheme, your original CNIC acts as your health card: there is no separate card to collect and no registration form to fill. Eligible families can get cashless treatment at hundreds of empanelled public and private hospitals. This guide explains eligibility, coverage limits, the hospital network and exactly how to use it.
Sehat Card Punjab Eligibility 2026
According to PHIMC’s official FAQ (updated September 2026), all permanent residents of Punjab are eligible for the scheme. A “family” means a husband, wife and their unmarried children. The practical requirements are:
- Permanent residence in Punjab, shown on your CNIC.
- Valid, active CNIC; children must be linked through B-Form.
- Family record updated in the NADRA database.
- No age limit and no separate registration required.
Priority is given to BISP-verified and low-income households, but the program is universal for Punjab residents. If you live in Punjab but show as ineligible, update your family record at NADRA and call the PHIMC helpline. For CNIC problems, see our NADRA CNIC guide.
How to Check Your Eligibility
Checking your status is simple. Call the PHIMC helpline at 0800-07542 (toll-free, open 24/7) with your CNIC number, and the representative will confirm your eligibility and coverage. You can also check through the official PHIMC web portal by entering your CNIC. Many people also use the widely reported SMS method — sending their 13-digit CNIC to 8500 — but PHIMC’s own FAQ points beneficiaries to the helpline and portal, so treat those as the authoritative channels. If a hospital ever asks you for payment or denies Sehat Card services, call the complaints helpline immediately.
Sehat Card Punjab Coverage and Benefits
PHIMC’s current figures give coverage of Rs 60,000 per family per year for secondary care and Rs 400,000 per family per year for priority treatments, extendable up to Rs 1,000,000 in special cases. Covered treatments include:
- Heart surgeries, angioplasty and cardiac procedures
- Cancer treatment — chemotherapy, radiotherapy and surgery
- Dialysis and chronic kidney disease treatment
- Normal delivery and C-sections
- Emergency, accident, ICU and CCU care
- General and neuro surgeries
- Thalassemia treatment
Important: the scheme covers hospital admissions only — OPD checkups and routine medicines are not included. Cancer, ICU, CCU, NICU, thalassemia, medical cases and all emergencies are fully free at empanelled private hospitals; for some other conditions the program may split costs, so confirm with the hospital’s Sehat facilitation desk before admission. These figures are current as of late 2026 — always verify on the helpline before a planned procedure.
Sehat Card Punjab Hospital List 2026
The network includes hundreds of government and private hospitals across the province. Major empanelled hospitals include:
- Lahore: Mayo Hospital, Jinnah Hospital, Services Hospital, Gulab Devi Hospital, Doctors Hospital, Ittefaq Hospital
- Rawalpindi: Holy Family Hospital, Rawalpindi Institute of Cardiology, Al-Syed Hospital
- Faisalabad: Allied Hospital, Madina Teaching Hospital, Mujahid Hospital
- Multan: Nishtar Hospital, South Punjab Hospital, Bakhtawar Amin Hospital
- Gujranwala: DHQ Hospital, Siddique Sadiq Hospital
Every district has at least one empanelled facility, including DHQ hospitals. The panel changes periodically, so always confirm a hospital’s status at its Sehat Sahulat desk before seeking treatment. An updated sample list is maintained by Alif’s hospital list guide, and the most authoritative explainer of the official rules is GoPunjab’s Sehat Card page.
How to Use the Card at a Hospital
Using the card is straightforward:
- Visit any empanelled hospital from the official network.
- Go to the hospital’s “Sehat Card” or “Health Card” help desk.
- Show your original CNIC for biometric verification.
- Get admitted for the covered procedure — treatment is cashless.
- Receive treatment without paying fees for covered services.
Carry your original CNIC every time; photocopies are not accepted for biometric verification. Treatment under the scheme costs you nothing to join — there is no registration fee, and nobody can legitimately charge you to “activate” your card. Explore other provincial initiatives in our Punjab government schemes 2026 roundup.
FAQs — Sehat Card Punjab 2026
Who is eligible?
All permanent residents of Punjab with a valid CNIC and updated NADRA family record are eligible, with no age limit.
How much coverage does the card give?
Rs 60,000 per family per year for secondary care and Rs 400,000 for priority care, extendable to Rs 1,000,000 in special cases (figures as of late 2026).
Do I need to register for Sehat Card Punjab?
No. Your original CNIC is your card — there is no separate registration.
Is OPD covered under Sehat Card Punjab?
No. Only hospital admissions are covered; OPD visits and routine medicines are excluded.
What if a hospital refuses Sehat Card treatment?
Call the PHIMC helpline 0800-07542 immediately to lodge a complaint.
In short, the Sehat Card Punjab gives every Punjab family a powerful health safety net in 2026 — your CNIC is your card, admissions at empanelled hospitals are cashless, and the helpline 0800-07542 is there around the clock. Check your eligibility today and keep your NADRA record updated.
Sehat Card Punjab: Using Your Health Coverage
The sehat card punjab programme gives eligible families cashless treatment at empanelled hospitals. Start with a sehat card eligibility check via SMS or the programme portal using your CNIC. You can also sehat card check online punjab to confirm your family record and coverage balance.
Before visiting a hospital, consult the sehat card hospital list punjab to find empanelled facilities near you; treatment at non-empanelled hospitals is not covered. The sehat sahulat program 2026 covers hospitalisation, surgeries and maternity care up to the annual family limit.
Frequently Asked Questions
What treatments are covered? Inpatient care including surgeries, maternity and emergency treatment at empanelled hospitals.
Do I need a physical card? Your CNIC serves as identification at empanelled hospitals in most cases.
More Sehat Card Usage Tips
The sehat card punjab programme covers emergencies too, so know your nearest empanelled hospital in advance. A sehat card eligibility check before seeking treatment avoids surprises. Use the sehat card check online punjab portal to verify your family’s coverage balance.
The sehat card hospital list punjab is updated as hospitals join or leave the panel. The sehat sahulat program 2026 helpline can guide you to the right facility for specialised treatment.